Online Casino Deposits with Credit Cards Credit cards are great for depositing real cash at a casino online. They are quick, safe, and the fees can be low. Plus, most major providers are accepted at Internet gaming sites.

Gambling Deposits Should Be Fast and Easy.

The easiest and fastest way to deposit money to an online gambling site is using a credit or debit card. Just enter the card-specific digits and – voilá – you’re done.

Here’s a list of legit gambling websites that take credit card deposits at a high rate of acceptance (almost all sites claim to accept them but only a small percentage of deposits actually go through).

We ranked these sites highly because they:

• Accept credit and debit card deposits with a high rate of acceptance.
• Are among the fastest sites in the world to deliver cashouts.
• Are safe, reliable, and easy to deal with!

Our Top Recommended Credit Card Gambling Sites

The credit card industry is huge. Just in the U.S., credit cards were estimated to process $4+ trillion in 2014. Visa is the biggest credit card network with about 25% share of the market while MasterCard and American Express are second and third. There’s 300+ million Visa cards in circulation in the US alone.

Using a credit card is the easiest way to transfer money to a gambling site. Enter your card details and – boom – you’re done. The money is on your gambling account in an instant and, in case you live outside of the U.S., you’ll be able to withdraw the money to your card even faster (i.e. go to your gambling account’s cashier and click ”Withdraw”). The same goes for a debit card.

With a pre-paid card, you’re unable to withdraw money back to the card, although many sports gambling sites will send you their own pre-paid card with your withdrawal amount on it. And if not, online gamblers outside of the US have plenty of withdrawal options anyway.

Drawbacks of Card Deposits

Card deposits are an excellent option for those outside of the US. For online gamblers in the US, however, consider the following:

Possible Costs

While most sites process card deposits for free, two of the biggest US gambling sites – Bovada and BetOnline – charge significant fees (4.9% and 6%, respectively) for doing so. That alone makes many U.S. customers consider other options (all of which are explained here).

As mentioned though, it’s rare for credit card gambling sites to charge for a deposit. That type of behavior is essentially non-existent outside of the US market, but I recommend paying attention to this detail if you are from the US.

Security

If you’re like me, you’d rather not share your credit card details unless necessary. The downside of using a credit card to deposit money to a gambling site is, precisely, having to give the site your credit card information. You have to be dealing with one of the legitimate gambling sites to be able to trust them with your information, and even if the site is trustable, what if it gets hacked? Does it have the necessary security in place to stop the hackers from stealing your credit card details? I have no idea, and you’re probably in the same boat.

I prefer to use online payment processors – also known as ”e-wallets” – like Paypal, Neteller or Skrill because they allow you to deposit money to your e-wallet account and then use that account to money money to and from a gambling site. There’s no need to provide credit card details at any point.

The benefit of using a service like Paypal is that you can use it for all kinds of online purchases, therefore rarely having to submit your card details to any site even outside of gambling. They also allow you to track your spending and neatly keep all of your money in one place.

Acceptance Rate

The difficulty of having a card deposit accepted is a real consideration for online gamblers in the United States.

In many cases, US gamblers are forced to use other banking methods since a card deposit fails to go through (again, a more thorough explanation here).

However, remember that even if a certain card is declined, other cards may process just fine. If you own multiple credit, debit or pre-paid cards, you might as well try the other ones even if the first card was declined (after all, the average U.S. citizen owns 3.7 credit cards).

Brands

Different brands of credit, debit and pre-paid cards are accepted at varying rates. Visa and MasterCard are accepted at practically all of real-money gambling sites (excluding Bitcoin-only sites which have gained in popularity recently) while American Express is a distant third popularity-wise. DinersClub may work every now and then.

Even if a gambling site lists Visa and MasterCard as accepted brands, though, some percentage of Visa and MasterCard deposits are going to be declined. The success percentage varies based on the gambling site and the brand of the card.

For example, many have reported that Vanilla Visa deposits are declined often (possibly 100% of the time), while there are several reports of Netspend Visa cards being accepted. The brand and type of a card makes a big difference.

Credit Card Fraud

Gambling sites that accept credit card deposits take a risk with each deposit. If a customer loses, he or she can simply reclaim the loss by issuing a chargeback, which is done by waiting for 24 hours, then calling the credit card company to notify them your card was ”stolen.”

Real-money gambling sites deal with this problem every day, and it’s likely one of the reasons Bovada and BetOnline charge customers for credit card deposits (4.9% and 6% fees, respectively). Perhaps they do it, at least partly, to cover the cost of credit card fraud, and to encourage the customer to use alternative deposit methods instead?

Most credit card betting sites, however, are willing to suffer losses due to fraud without charging customers for deposits – in fact, many consider Bovada and BetOnline greedy for charging anything at all, especially since a card deposit is the only sensible option for most of their U.S. customers.

If you are sick and tired of getting your favorite credit card declined at online casinos and you don't have other online casino deposit options to use, then you need to find online casinos that accept prepaid credit or debit cards. Prepaid credit cards are very similar to credit cards except that the credit card’s limit is determined by how much cash is loaded onto the card ahead of time. Otherwise, everything about a prepaid credit card is the same as using a credit or debit card. Your prepaid credit card can be used to deposit into any online casinos that accept the brand of the prepaid card, and you make purchases by entering the card number at an online vendor or swiping the card on a credit card machine.

How to Get a Prepaid Credit Card That Works at Online Casinos

Buy the Prepaid Credit Card Straight From The Casino - Getting a prepaid credit card is easy, and requires a lot less hassle than applying for and getting a traditional credit card. Prepaid credit cards are issued by traditional credit card companies, banks, and other financial institutions. Finding prepaid credit cards is also easy since almost every online casino has a prepaid credit card that their players can buy straight from the casino website. Just log into the cashier and click on the prepaid card option and they will have one that you can buy. The prepaid cards you buy from the company they recommend are guaranteed to work and you can buy them with any credit card just about.

Of course, they can also be found on sale at drug stores, grocery stores, and other retailers. Often these stores have a selection of different cards, each with their own features. Some prepaid credit cards come with a set amount of money loaded onto the card, and others allow you to add money on your own. Getting a prepaid credit card is as easy as picking the card you want and buying it. The salesperson will activate the card at the time of purchase; once the card is activated, you’re ready to use your prepaid credit card. The problem is that many online casinos will not accept these cards and it is completely hit or miss.

See our Vanilla Visa Casinos page for a list of casinos that use this fast growing prepaid card.

Advantages of Depositing with Prepaid Credit Cards at Online Casinos

Making a prepaid card deposit to any of the top online casinos that accept prepaid cards comes with all the benefits of other credit cards: your deposits will almost always take place instantly, meaning you’ll have immediate access to your deposit. At some online casinos, depositing with a prepaid credit card can earn you an additional bonus. Another benefit of depositing with a prepaid credit card is that you can easily manage your online gambling spending because the cards are limited in terms of how much you can deposit at a given time.

Disadvantages of Depositing with Prepaid Credit Cards at Online Casinos

A big disadvantage that comes with using prepaid credit cards for your online casino wallet is the fees associated with it. Depending on the site, the fees may be higher or lower, however, like any other payment method online casinos will charge you a processing fee. Therefore, on top of paying for the prepaid card, it is important to also note the additional processing fees you will have to account for.

Can USA Players Deposit Into Casinos with Prepaid Credit Cards?

As of this writing, the answer to this question is unclear. Some online gamblers in the USA report having no trouble using prepaid credit cards to deposit to their online casino player account, while others say their transactions involving online gaming sites and prepaid credit cards are consistently rejected. There’s no rhyme or reason to it. The only way to know if you’ll be allowed to deposit to your online casino account with a prepaid credit card is to give it a try. Generally, if one of our casino reviews says that they accept the brand on the front of your prepaid card, you should be able to make a deposit, even if you live in the USA.

Best Casinos With Prepaid Credit Cards

All of the online casinos that we have on our list below will have a prepaid credit card of their own that they use and suggest. This company is never owned by the casino but is always a trusted company that is secure and will keep your information safe. Some online casinos will even offer the chance to buy ones that you have heard of like Greendot or MST Gift Cards. Here are two of our favorite casinos taking prepaid credit and debit cards as well as a list of all casinos with prepaid cards.

Lucky Red Casino

400% Casino Bonus To $4,000

Lucky Red Casino accepts deposits with prepaid credit cards, and thanks to a wide range of bonus and promotional offers, from time to time; you can earn a special credit card deposit bonus when you deposit cash to your Lucky Red Casino account using a prepaid credit card.

The cards that are accepted at Lucky Red are Visa and MasterCard prepaid cards. These will be easy to tell by the logo of each company on them. There will be a designated amount, but the transfer of funds takes place just like any credit card action would. Players simply input the number and other information required, and the deposit is made instantly. Lucky Red account holders will be able to bet within seconds.

Slots.lv

Consistently Rated Among Best Casinos Taking Prepaid Cards

Among the several types of deposit options that are offered at Slots.lv, one of the most popular of is their prepaid card option. To utilize this method, the card will need to have a Visa logo, as Slots.lv accepts many different kinds of Visa cards.

The entire process takes just a few minutes to complete, and unlike some other deposit methods, there is no waiting period for a Visa prepaid card deposit to go through. The approval and transfer should only take seconds, and then the world of Slots.lv Casino games are open to you, whether it's slots, table games or more.

Club World Casino

100% Casino Bonus To $777

Club World Casino is another one of the top online casinos that accept prepaid cards. Real Time Gaming software makes Club World Casino a popular place to play casino games, and the ability to deposit with prepaid credit cards (and occasional bonuses for players who use credit cards to make deposits) makes Club World Casino an ideal gaming spot for gamblers.

In fact, if you just go to the cashier and click on prepaid credit card, they will send you to the one that they use the most often and one they know will work. Club World Casino truly cares about their players and that is made clear immediately.

FAQ's About Using Prepaid Credit Cards At Online Casinos

Because prepaid credit cards are loaded with funds by the owner, and not actually tied to any bank account or another funding source, you cannot make withdrawals from your online casino account back to your prepaid credit card.

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Using a prepaid credit card is as safe as using any other credit card product. If you choose an online casino with a good reputation, you’ll have that casino’s customer service department and your prepaid card company’s customer service department to help you should you have any concerns about using the product.

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The answer to this question depends on the online casino you choose. Some online casinos charge extra fees for prepaid card deposits and some don’t. Check with the casino before you make your deposit to find out.